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Writer's pictureBert Levi

How to Think About Engagement Rings and Money



Solitaire Engagement Ring

If an expensive engagement ring is outside of your range, it’s easy for you to feel horrible about it. One of the things about the world I find really sad is how we often judge ourselves based on external appearance and materialistic things. The crazy thing about that is that I find, for the most part, I don’t ever judge someone else for the clothes they wear or the jewelry they wear or the car they drive. Why am I so certain people judge me?

What if everyone is so busy worrying about being judged that nobody has any time to do the judging?


Well, who knows? I know, though, that engagement rings can be particularly stressful because more than what any random person might think, we’re very concerned about what the one we love might think. In my experience, that represents a lot of pressure, and most of that pressure comes from the person doing the buying and not the person who will wear the ring. It can feel like a nightmare, like you’re just going to get it wrong.


First and foremost, at Bert Levi Family Jewelers, we have always believed that not only the super wealthy fall in love so everyone deserves a chance to get a beautiful engagement ring regardless of budget. We have a great deal of experience helping customers put something elegant, beautiful, and meaningful on the ring fingers of the people they love.


Perhaps the best piece of advice I can give to someone is that an engagement ring is a symbol of your commitment but not reflective of that commitment. What do you think represents more commitment to a relationship? Assume there’s a person who is careful about the price of the ring so that all personal debt can be paid off prior to the marriage. Another person spends all of the money on the ring. Whose actions are more likely to strengthen the relationship more than superficially?


This seems simplistic, doesn’t it? Well, I can honestly say that after decades in the jewelry business and more engagement rings than I can count, I’ve seen this sort of thing over and over. Sometimes it’s not debt. It’s a down payment on a house. Sometimes it’s not a down payment on a house but the purchase of a car they’ll need. Sometimes it’s some other financial obligation or need that’s sacrificed for a fleeting moment of excitement over how impressive the engagement ring might be.


How much better it is when someone makes a careful decision. You see, five years from now, when you’re on better financial footing, you can always get a bigger diamond to put on your ring. You can’t get five years wasted with financial stress and worry back, though. Come see us and let us help you get a lovely ring that doesn’t leave your financial situation precarious. If you need an engagement ring in San Diego, drop by the La Jolla showroom or give us a call. You’ll be glad you did.


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