There are a whole lot of places out there that will gladly finance a jewelry purchase for you, and sometimes it seems so wonderful. Why buy a three-thousand dollar engagement ring if you could get a twelve-thousand dollar ring?
There are so many good answers to that question, and at Levi Family Jewelers, we think you should be well informed. First of all, even if a company offers you no interest for twelve months, don’t you for a second believe you’re not paying extra! In most cases, a special deal like that means that the company has already charged you the interest by increasing the price of the jewelry you’re buying. In addition, if you miss a payment, the interest you thought you were saving is usually assigned…in arrears!
Apart from that, let’s also consider that paying the interest means that you’re going to end up paying far more for an item. You’ll be paying for it long after the excitement about getting a bigger ring or a necklace with more diamonds wears off. Don’t mortgage your future for the sake of immediate gratification.
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